How Repair Shop Shortages Are Driving Up Collision Claims
Anyone who has tried to schedule a collision repair recently knows the timeline has stretched dramatically. Appointments that used to be available within a week [Read More…]
Insuring a Teen Driver Without Wrecking the Family Budget
Adding a teen driver to a family auto policy is one of the financial shocks of modern parenting. Premium increases of 50 to 100 percent [Read More…]
Why EV Insurance Costs More – and What’s Finally Bringing Prices Down
Electric vehicles have moved from a curiosity to a substantial share of new car sales in the United States, and insurance pricing has been catching [Read More…]
Battery Replacement Risk: The Hidden Cost in Electric Vehicle Policies
The most expensive component in an electric vehicle is the battery pack, and that single fact shapes a significant portion of EV insurance pricing. When [Read More…]
Pay-Per-Mile Insurance Explained: Who Benefits and Who Doesn’t
For drivers who put fewer miles on the road than the average American, traditional flat-rate auto insurance feels mathematically wrong. Pay-per-mile insurance flips the model: [Read More…]
Why Florida Drivers Pay More: Regulation, Litigation, and Climate
Drivers in Florida pay some of the highest auto insurance premiums in the country, and the gap between Florida and the national average has widened [Read More…]
Comprehensive Coverage and the New Era of Extreme Weather Losses
Hailstorms in the Plains. Wildfires in California. Hurricane-force winds in Florida. Flooding from a single-day rainfall record in the Northeast. Comprehensive auto coverage was once [Read More…]
Collision Coverage in 2025: When It Pays Off and When It Doesn’t
Collision coverage is one of the most expensive line items on a typical auto policy, and one of the most misunderstood. It pays for damage [Read More…]
Bundling Home and Auto: Real Savings or Marketing Spin?
The pitch is everywhere: bundle your home and auto insurance and save up to 25 percent. The marketing implies a guaranteed bargain, but the reality [Read More…]
California’s Push to Modernize Decades-Old Auto Insurance Rules
California has long had one of the most distinctive auto insurance regulatory environments in the country. Proposition 103, passed by voters in 1988, requires prior [Read More…]
