Category: Telematics & Usage-Based
Pay-per-mile, smartphone tracking, and usage-based insurance programs.
Pay-Per-Mile Insurance Explained: Who Benefits and Who Doesn’t
For drivers who put fewer miles on the road than the average American, traditional flat-rate auto insurance feels mathematically wrong. Pay-per-mile insurance flips the model: [Read More…]
Telematics 2.0: How Smartphone Tracking Replaced the Plug-In Dongle
Telematics started as a clunky concept: insurers sent drivers a small dongle that plugged into the car’s diagnostic port and tracked driving behavior over a [Read More…]
The Privacy Trade-Off Behind Usage-Based Auto Insurance
Usage-based auto insurance promises lower rates in exchange for sharing detailed driving data with an insurer. The math works for many drivers, but the privacy [Read More…]
